Debt Solutions

Financial freedom

#FINANCIALFREEDOM

Your debt free life is at your reach

Fortunately, with todays financial services there are mechanisms in place to get people out of the overwhelming situation of being in financial stress. The good news is, there are solutions.

The loss of a job, an unexpected event or illness, all these are unwelcome situations that can derail us from our financial stability to a financial hardship almost overnight.

Let’s explore your options and possibilities to achieve a debt free life. Now you count on experts at your side.

How it works

Here is where you take the first step to free yourself from debt

These are your options. More than a decade of expertise at your service. Get on-track to a debt free life in just 3 steps.

#FINANCIALFREEDOM

Your debt free life is at your reach

Fortunately, with todays financial services there are mechanisms in place to get people out of the overwhelming situation of being in financial stress. The good news is, there are solutions.

The loss of a job, an unexpected event or illness, all these are unwelcome situations that can derail us from our financial stability to a financial hardship almost overnight.

Let’s explore your options and possibilities to achieve a debt free life. Now you count on experts at your side.

How it works

Here is where you take the first step to free yourself from debt

These are your options. More than a decade of expertise at your service. Get on-track to a debt free life in just 3 steps.

PROVEN SOLUTIONS

What are the benefits of a Debt Agreement?

No more interest and fees

No more interest and fees, that will stop, so you can start paying off debt and not only interests and fees.

No more debt collector calls

The stress and worrying that phone calls generate is overwhelming. We will deal with your creditors as they will have to call us, not you.

Debt free in 3-5 years

You will have certainty, and a date by which you will be debt free. Majority of Debt Agreements are set between 3 and 5 years.

Smaller repayments

Base on your serviceability, or how much you can afford, Debt Agreements will allow you to repay just a percentage of your debt.

Down to one affordable and regular payment

Your repayments are based on how much you can afford every month, that way you can go back to enjoy life as you become debt free.

We do the negotiations for you

This is an important part of your road to debt freedom. We will negotiate with creditors, taking away the stress associated with more calls.

Thousands of satisfied customers become
debt free year after year.

PROVEN SOLUTIONS

Debt assistance for Australians

You have options, even though you only see levels of debt and no way to go. Taking your budget and how much you can afford, we will work with you, referring you to a financial counsellor or with options and solutions available to you such as a debt agreement, personal insolvency agreement or if there is not any other way, in some cases, bankruptcy.

  Debt Agreement

A debt agreement is a manageable and formal plan that allows you to reach settlement on your debts by committing to a regular and affordable payment over an agreed period of time.

  Personal Insolvency Agreement

Personal insolvency agreements are structured for higher levels of debt allowing people to save their homes and assets.

  Bankruptcy

Bankruptcy legally writes off all unsecured debt, however it has its implications you will be made aware of.

  Informals

Informal agreements are made between your creditors and you. This is a personalised solution which protects your credit file.

HOW IT WORKS

3 Easy Steps

1

Complete the form

You will be listened to, you will not be alone, we will offer care and understanding, without judging.

2

Your available options discussed

We offer a free consultation to explore solutions available to you, such as stop interest and fees, stop legal action and debt collector calls. You will be presented with a customised plan to recovery based on what you can afford.

3

Debt free can be up to you now

We will assist you on keeping your house and assets. We will offer you a date when you will be debt free.

PROVEN SLOUTIONS

Benefits of a Debt Agreement?

DEBT-FREE ASSIST

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Credito™ is a Fintech Bear Company ABN:82975330228 acts under a fund facilitator / commercial aggregator. This content does not constitute legal, tax or financial advice. Please contact your advisor for more information.Products, features and info shown are general in nature and may vary depending on individual situations, please refer to loan contract/offer for terms relevant to you.